Hotel, Hospitality and Leisure Insurance

Make sure your business is on a secure footing with insurance solutions that protect against the unexpected.

Get a quote +44 (0) 20 8349 5100

Whether your business is a hotel or serviced apartments, a leisure or sports club, restaurant, bar, cinema, museum, or activity centre, putting in place the right insurance is essential.

Cost effective cover to protect against incidents affecting staff and customers, or to make sure the business can recover from a major incident affecting your property, can be crucial to keeping the door open should the worst happen.

That’s why calling on expert support is so important. Ashley Page has the insight and access to insurer relationships required to secure the cover you need. Our team prides itself on delivering a highly personal service to all of our clients, maintaining the highest professional standards at all times, acting as your in house insurance broker and trusted adviser.

Standard Covers

  • Buildings.

  • Tenants improvements.

  • Contents including fixtures and fittings.

  • Plant and machinery.

  • Guest effects.

  • Stock.

  • Money.

  • Business interruption.

  • Public/products liability.

  • Employers liability.

Optional Covers

Insurance for Hotel & Leisure Businesses From Ashley Page

We will work side by side with you to understand your insurance needs in detail and find you a solution that is right for your business.

Our dedicated hotel and leisure team understands the industry and has strong relationships with the UK’s leading insurers. That means you get access to market leading products, enhanced cover wordings and specialist extensions such as business interruption for loss of attraction, denial of access and public utilities and cover for valet parking.

Whatever your needs, we’ll make sure you get an insurance solution that is designed specifically for you.

 

Risk Management from Ashley Page

Our insurance solutions go hand in hand with support, advice and guidance on how best to manage your risks. For instance, we will:

  • Analyse claims to identify patterns and provide proactive risk management advice to help minimise risk exposures.
  • Provide risk management advice, health and safety checklists and toolkits to help further reduce risk.

 

Ongoing Support: Help from Placement to Claims

We pride ourselves on being a trusted adviser and an extension of your team. Our work is not done once we place your insurance, we are on hand to offer advice and support whenever you need it.

We will:

  • Offer a dedicated account manager, your first point of call for help with risk management and insurance.
  • Carry out regular reviews to make sure your insurance arrangements keep up with the changing needs of your business.
  • Help to minimise the impact of a loss - supporting your efforts to put in place disaster recovery plans, providing insurer toolkits and putting you in touch with specialist help if required.
  • Offering dedicated claims support - we’ll always be in your corner, offering responsive advice and support when you need it most.
Get a quote +44 (0) 20 8349 5100

Our Hotel and Leisure Experience

We have significant experience of working with businesses in the hotel and leisure industry and have gained considerable insight and expertise in understanding their complexities and risks. We are the preferred broker of the Association of Serviced Apartment Providers (ASAP), selected for our expertise and knowledge in helping commercial clients, hoteliers and serviced apartment providers protect what matters most to them, providing a first-class personal service every step of the way.

Using our knowledge and expertise we can provide a wide range of relevant and tailored insurance solutions including:

  • Hotel insurance.
  • Serviced apartment insurance.
  • Long stay insurance.
  • Guests effects insurance.
  • Sports club insurance.
  • Venue insurance.
  • Restaurant and insurance.
  • Cinema insurance.
  • Museum insurance.
  • Activity center insurance.

Find out how we could help protect your business today.

Related FAQs

See all FAQs

Why do I need my Employer Reference Number (ERN) when I take out an insurance policy?

If you require employers liability and your business is not exempt from holding a HM Revenue & Customs (HMRC) Employer Reference Number (ERN), you’ll need to provide us with your ERN. Insurers need to give employers liability insurance policy details including, where appropriate, your ERN, to the Employers' Liability Tracing Office (ELTO) who will add the details to their electronic database. The database helps people who have suffered injury or disease at work in the UK to quickly and easily find the insurance company which was providing employers liability insurance at the time their injury or disease was sustained.

What is an engineering policy and do I require one?

There is a statutory requirement to perform periodic inspections on certain types of plant or equipment. An engineering policy will provide access to and cover the cost of professional inspection services, and can be extended to provide sudden and unforeseen damage cover including breakdown. If you own or operate equipment that requires regular inspection, you may need engineering cover. Examples of plant or equipment requiring regular inspection include: lifts, forklifts, power presses, exhaust ventilation plant, stored air or steam pressure, plant fitted with hydraulics, chains, wires or ropes.

Why do I need business interruption insurance for my hotel?

If, for instance, you suffered a fire that stopped guests entering and being able to use your facilities, business interruption insurance could compensate you for loss of earnings or additional costs incurred during this period. Extensions of cover can also be added to offer protections for additional risks such as denial of access, where something such as a police incident prevents access to your premises, public utilities, where damage occurs to the utilities such as gas or electricity supplying your premises.

Customer Testimonials

Ashley Page has looked after my personal insurance affairs for many years and I have always found their customer service to be consistently excellent. I am continually impressed with their professional, technical and competent guidance to any matter, whether it be claims related, underwriting queries or renewals. I have no hesitation in recommending Ashley Page.

D Johnston, Private Client

Find out more

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